A retirement calculator that handles the things real life throws at the spreadsheet — variable income, inflation reality, sequence-of-returns risk, and the social-security or pension layers that simplistic calculators ignore.
Get notifiedSee featuresThe features that make Retirement Calculator Pro useful day-to-day.
Variable-income modelling for self-employed and gig-economy savers — the calculator that doesn't pretend you earn the same number every year for 30 years.
Inflation reality — your costs in 25 years aren't your costs today. The model uses honest inflation assumptions, with sensitivity sliders.
Sequence-of-returns risk — early-retirement years matter more than late ones. The hidden risk that breaks naive 4%-rule plans.
Pension and social-security layers handled properly — UK state pension, US social security, Australian super. The country-specific reality, not a US-centric default.
Built for the people who'll actually use it, not for tick-box procurement.
Designed for daily use, not enterprise checkbox compliance. The features that matter, none of the ones that don't.
Hosted on our own servers in Estonia. No US-jurisdiction tracking, no third-party analytics, no data sales.
Currently in private build. Add your details and we'll let you know when it's open. b-systems.enquiries@proton.me